Institute offered in partnership with
Institute offered in partnership with
PART A
Sept 2 - Oct 31, 2025
25 Hours of Professional Development
(8 Weeks)
TOPICS
Economic Decision-Making Skills
Money Values
Financial Goal Setting
Earning Income
Human Capital
Taxes
Budgeting
Reducing Expenses
Spending Decisions
Saving
Banking
PART B
Jan 26 – Mar 20, 2026
20 Hours of Professional Development
(7 Weeks)
TOPICS
Credit
Borrowing & Debt
Bankruptcy
Scams
Identity Theft
Payday Lending
Insurance
Investing
Retirement
Paying for College
Consumer Rights & Responsibilities
3 Zoom Classes
7:00-9:00pm ET*
Sept 2, Oct 20, Mar 9
**Class recordings are also available.
Educators Learn Personal Finance via a Professionally Curated Collection of 450+ Resources
Classroom-Ready Resources
Create a Standalone Course in Personal Finance
Real-world
Instructional Context for Integration into Other Courses
Zoom Breakout Groups
for National Networking & Collaboration
Empower students to become better money managers for a prosperous future!
The overarching goal of this online Institute is to streamline educators’ learning of personal finance content by reviewing classroom-ready curricula and resources, including lessons, videos, infographics, PPT slides, simulations, games, etc. That is, personal finance content and instructional strategies are learned simultaneously to reduce instructional preparation time. Vetted by 23 years of experience, this professionally curated collection of 450+ resources features the greatest hits in personal finance education. Basic economic concepts and decision-making skills are used as a lens for making more informed and empowered financial decisions.
This experiential learning Institute is extremely flexible and accessible to a variety of grades, subjects, and adult education and workforce development audiences. The curriculum is easily customizable to different learning formats, including standalone semester courses, real-world contextualized instruction (e.g., math instruction), community workshops, one-on-one counseling sessions, etc. Online modules are self-paced with practical, applied, and reflective assignments that can be reused with students. Live Zoom classes feature breakout groups for national networking, collaboration, and resource sharing.
Aligned with the National Standards for Personal Finance Education by the Jump$tart Coalition and Council on Economic Education; National Standards for Adult Financial Education by the Institute for Financial Literacy; Money Principles for All Americans by the Financial Literacy and Education Commission; and, Career & Technical Education (CTE) personal finance competencies.
Includes Certificate of Completion and Optional Certified Personal Finance Educator Credential and Digital Badge.
NOTE: This Institute is aligned with the U.S. Personal Finance Certification Examination, equipping educators with the content knowledge, instructional strategies, curriculum, and resources that they need to prepare high school students and adult learners to pass the exam. Details linked here.
$350
for both PARTS A & B
$175 for Part A or Part B
45 Hours of Professional Development
Or 3-hours of undergraduate or graduate credit is available for an additional $135
QUESTIONS
Please email Dr. Cheryl Ayers at cheryl42@vt.edu
The 1.5 million U.S. adult learners with limited education and income often have low levels of financial literacy, making them 6X more likely to have trouble paying bills, 3X more likely to be in significant debt, 3X more likely to be unable to cover a $2,000 emergency expense, 5X more likely to lack enough savings to cover one month of living expenses, 4X more likely to spend 10+ hours/week dealing with personal finance challenges.1
Financial management skills offer freedom, hope, and empowerment, creating a less stressful future filled with agency and financial choices while breaking intergenerational cycles of poverty and reducing the risk of financial dependence, exploitation, and fraud.10